Products and Services

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We offer a variety of insurance products to suit absolutely any insurance need. Whether it’s insuring your brand new automobile, finally getting the proper insurance for your condo, or protecting your small business from liability, the Sanfratello Insurance Agency has you covered.

Auto Insurance

  • For those just looking to cover the state mandated insurance minimum, you might be surprised to find out that we offer basic liability rates that are competitive and offers an unmatched level of protection.

Homeowners Insurance

  • Homeowners insurance options include protection from theft, fire and smoke, windstorm or hail, water damage, and many others.
  • Ask for a consultation to find out the recommended custom coverage based on your family’s needs and the home itself.

Condo Insurance

  • Condominium insurance covers the possessions inside your condominium or town home including but not limited to your furniture, appliances, clothes, and any other personal possession in your residence.
  • We protect you from liability if someone get injured on your property.
  • We also pay for living costs like food, lodging and transportation expenses if home is declared uninhabitable for various reasons.

Renters Insurance

  • Renters Insurance can protect the belongings in your apartment
  • Many tenants don’t think they need renters insurance and don’t get any until it’s too late!

Other Real Estate Insurance

  • Protects your rental unit, condominium (secondary residence), commercial or any other structure on your property such as your garage.
  • Condo Association Insurance
  • Commercial property Insurance

Personal Umbrella Insurance

  • This policy gets its name because it provides general “umbrella” liability coverage – if your auto, condo, or homeowner’s insurance comes up short, this insurance covers the difference. Umbrella coverage will protect you from large and potentially devastating liability claims or judgments. As with all insurance, the hope is that you won’t ever need it to kick in, but in the rare instances it becomes necessary, it can protect you from losing all your assets.

Power Sports Insurance

  • Motorcycles aren’t the only fun thing we insure. We also have competitive rates for protecting your:
    • Snowmobile
    • Boat
    • Motor Home/Manufactured Home
    • ATV

Other Protection Options

  • We have many other products on an as-needed basis. Consult with us about your assets and concerns, and we’ll point you in the right direction!

Business and Commercial Insurance

  • Business Insurance
    • Since Sanfratello Insurance Agency is effectively a small business itself, we know the importance of protecting our customers’ small businesses which they have worked so hard to build.
    • Every industry is different, and every business within that industry is unique. That’s why we don’t offer cookie-cutter insurance; instead we work with your business to find out where your main liabilities lie to get you the protection you need.
  • Landlord Insurance
    • Our Landlord Insurance helps you protect your real estate investment from a variety of potential risks.
      • Commercial Package Policies/ Condo Association Insurance
      • Commercial Property Insurance
      • Commercial Umbrella Insurance
      • Workers Compensation Insurance

Financial

  • Life Insurance
    • Life insurance is literally worst case scenario insurance. It protects those you value most in the case you suffer a premature death or accident.
    • Many are surprised to learn how affordable life insurance can be it often becomes a case of might as well have it, for that price. Ask us for a consultation to determine the level of coverage you need.
  • Annuities
    • With all the uncertainties retirees face today, annuities have come back in fashion. Essentially, it means that you get a guaranteed monthly payment during retirement for as long as you live. In the age of bubbles and stock market crashes, an annuity can be one of the most stable income sources for retirees.
  • Other Financial Product Offerings
    • It is the Sanfratello Insurance Agency’s primary goal to assist our customers in meeting families long-term financial goals in addition to protecting to families through our insurance products. Call us today to inquire about income and college savings options, 401K rollover options, as well as other financial product offerings.

Optional Life and Supplemental Health Insurance

  • Workplace and Group Insurance
    • As a small business owner, offer your employees the ability to participate in a supplemental health insurance program which can help provide for specific insurance coverage important for your employees and their families. Theseprograms are voluntary, portable and continue even if an employee changes employers, as long as premiums payments are kept current.
  • Group Products:
    • Accident, Cancer, Critical Illness, Life, Disability,Hospital Indemnity, Supplemental Health, Dental and Vision
  • Individual Products:
    • Accident, Cancer, Critical Illness, Life, Disability,Term Life, Supplemental Health, Dental and Vision
  • Other Healthcare Group Products:
    • Term Life, Short Term Disability and Long TermDisability